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A title company plays a crucial role in real estate transactions, ensuring that the title to a property is legitimate and free from disputes. They provide peace of mind to both buyers and lenders by verifying the property's history and handling the closing process.Services Provided by Title Companies
Title Search
A title company conducts a thorough search of public records to confirm the legal ownership of the property and identify any potential issues, such as liens, encumbrances, or claims against the property. This ensures that the title is clear before the transaction proceeds.
Title Insurance
Title insurance protects against financial loss due to defects in the title to real property. There are two types of title insurance:
Owner’s Title Insurance: Protects the buyer’s interests in the property.
Lender’s Title Insurance: Protects the lender’s interests in the property.
Escrow Services
Title companies often act as a neutral third party to manage escrow accounts, holding funds and documents until all conditions of the sale are met. This ensures that both the buyer and seller fulfill their obligations before the transaction is completed.
Closing Services
Title companies facilitate the closing process by preparing and reviewing closing documents, conducting the closing meeting, and ensuring that all funds are properly disbursed. They also record the transaction with the appropriate government offices.
Importance of Title Companies: Protecting Your Investment
Title companies provide a critical layer of protection by ensuring that the property you are buying has a clear title, free from any legal issues that could jeopardize your investment.
Resolving Title Issues
If any issues are discovered during the title search, the title company works to resolve them before the closing. Common issues include unpaid taxes, undisclosed heirs, or clerical errors in public records.
Choosing a Title Company
When choosing a title company, consider the following factors:
Questions to Ask
Here are some questions to ask potential title companies:
Common Questions
1. What is a title search?
A title search is a detailed examination of public records to verify the legal ownership of a property and identify any claims or liens against it.
2. Why do I need title insurance?
Title insurance protects you from financial loss due to defects in the title, ensuring that you have clear ownership of the property.
3. What happens during the closing process?
During the closing process, all necessary documents are signed, funds are disbursed, and the transaction is officially recorded.
Get in Touch
If you have any questions or need further assistance, please contact one of our recommended title companies below. They will be happy to help you with all your title and closing needs.
Fig, formerly known as North Meridian Title & Escrow, is an industry-leading, family-owned and operated company with deep roots in Chelan and Douglas Counties. With extensive knowledge in every aspect of real estate, we’re here to guide you through your closing with an amazing experience every step of the way.
We're an unconventional comp
Fig, formerly known as North Meridian Title & Escrow, is an industry-leading, family-owned and operated company with deep roots in Chelan and Douglas Counties. With extensive knowledge in every aspect of real estate, we’re here to guide you through your closing with an amazing experience every step of the way.
We're an unconventional company. We talk a lot about dreams, because they're a big deal to us--and everyone has them. For many people, buying and closing on a home is a lifelong dream. And making dreams come true is what brings us to the office every day.
(509) 662-4721
CW Title and Escrow has deep roots in Washington. We hike. We camp. We trail run. We kayak. We drink a significant amount of coffee (each day). In short, we love this place. Our region provides exceptional opportunities for an active lifestyle, thrives on innovation, and provides pure beauty through its landscape. Over the past 20+ years,
CW Title and Escrow has deep roots in Washington. We hike. We camp. We trail run. We kayak. We drink a significant amount of coffee (each day). In short, we love this place. Our region provides exceptional opportunities for an active lifestyle, thrives on innovation, and provides pure beauty through its landscape. Over the past 20+ years, CW has built a team dedicated to ensuring that those who choose to call Washington home receive world-class title and escrow services from a local company providing local expertise. While many companies have sold out to market conglomerates and traded service for a national name, CW Title remains a stable, independent and locally-based company that empowers its 200 person strong team to innovate and challenge the status quo on behalf of its clients. No one cares more about our local community than we do. We take great pride in taking care of you.
(509)665-9800
Don Burton fully embraced that obligation when he founded Evergreen Home Loans with a single Seattle office in 1987. Don immediately went to work on improving the homebuying experience by making small changes that collectively made a big difference. Specifically, he focused on reversing the tide on two problems that had been dogging the i
Don Burton fully embraced that obligation when he founded Evergreen Home Loans with a single Seattle office in 1987. Don immediately went to work on improving the homebuying experience by making small changes that collectively made a big difference. Specifically, he focused on reversing the tide on two problems that had been dogging the industry: long delays and last-minute surprises.
And so was born the Evergreen difference: to put customers in the best position to buy a home and then deliver On Time and as Promised®. To help keep that promise, Don crafted a revolutionary new product: a loan guarantee so powerful that sellers would be compelled to say yes to an Evergreen offer even if it wasn’t the highest on the table. The Security Plus Seller Guarantee® transformed our business, not to mention the lives of thousands of homebuyers.
https://www.evergreenhomeloans.com
(888) 821-9252
PROFESSIONAL
Our team is trained, knowledgeable, and ready to guide you through the final stages of your transaction. We are experts in our field and remain committed to staying on the cutting-edge of our industry.
TRUSTED
Pioneer Title Company first opened its doors in 1890. You don’t stay in business for over 130 years without building an
PROFESSIONAL
Our team is trained, knowledgeable, and ready to guide you through the final stages of your transaction. We are experts in our field and remain committed to staying on the cutting-edge of our industry.
TRUSTED
Pioneer Title Company first opened its doors in 1890. You don’t stay in business for over 130 years without building and maintaining a strong reputation. Our clients trust our experience and appreciate our guidance
CARING
Our entire team lives in the communities we serve. We are local, and we care deeply for this region and for our neighbors. Because of this, we take the time to make sure that every transaction is handled with care and keen attention to detail.
https://pioneertitlecompany.com
(509) 663-1125
First American Title offers comprehensive title insurance protection and professional settlement services that enable the efficient transfer of real estate across Wenatchee and beyond. As one of the largest and most respected title insurance companies in the nation, First American Title helps ensure every transaction is as smooth and stre
First American Title offers comprehensive title insurance protection and professional settlement services that enable the efficient transfer of real estate across Wenatchee and beyond. As one of the largest and most respected title insurance companies in the nation, First American Title helps ensure every transaction is as smooth and stress-free as possible thanks to our smart solutions, innovative tools and technology, and high standards of customer care.
(509) 663-8555
Movement was created to be different. Founded in 2008, amidst one of the biggest financial meltdowns in American history, Movement set forth on a mission to create a Movement of Change in our industry, in corporate cultures and in communities.
First, we pioneered a unique approach to home loans centered around helping homebuyers, quickly a
Movement was created to be different. Founded in 2008, amidst one of the biggest financial meltdowns in American history, Movement set forth on a mission to create a Movement of Change in our industry, in corporate cultures and in communities.
First, we pioneered a unique approach to home loans centered around helping homebuyers, quickly and easily. Then, we created a model so that our profit creates a long-term positive impact in communities both close to home and around the globe.
For our borrowers, we commit to building relationships based on communication. We get it home loans can be confusing and stressful – But they don’t have to be. And we work to make sure they aren’t.
It all comes back to our mission, to love and value people in everything we do.
(509) 860-4955
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